Predictive Pricing

Optimize your pricing with AI. Analyze company solvency in depth. Reduce claims. Improve your technical results.

Official launch in February 2026

Today's Challenges

•History-based pricing: Poorly adapted to new sectors
•Limited data: Insufficient SME coverage
•Ineffective risk selection: Too many unexpected claims
•Uncompetitive premiums: Inflated baseline costs
•Lack of granularity: Same premium for very different profiles

The RocketFin Solution

✓Predictive scoring: Evaluate true risk beyond history
✓Behavioral analysis: Cross-reference public and proprietary sources
✓Granular selection: Differentiate real opportunities
✓Optimized premiums: Competitive and profitable
✓Rapid adaptation: React to market changes

Use Cases by Insurer Type

B2B Credit Insurance

Assess counterparty solvency accurately. Fair premiums = profitable portfolio + loyal customers.

Professional Property Insurance

Score management quality of businesses. Adapt guarantees and premiums to true risk profile.

Professional Liability Insurance

Identify high-risk companies before claims. Reduce loss ratios from underwriting.

Bank Insurance Partners

Embed scoring into financing journeys. Offer insurance truly matched to your partners.

"Integrating RocketFin scoring allowed us to refine our underwriting policy. We now identify at-risk companies before claims occur, improving our technical ratio and pricing competitiveness."

👤

Sophie Durand

Risk Director, Mutual Health Insurance

Benefits for Your Portfolio

Risk Selection

Choose your customers. Refuse bad files before insuring them.

Technical Profitability

Reduce loss ratios. Improve your technical ratio while keeping best customers.

Pricing Competitiveness

Offer best premiums to good risks. Win on volume AND margin.

Frequently Asked Questions

How does scoring integrate into our underwriting workflow?

REST API compatible with your current tools. Integration into your web forms and CRM. Complete analysis in 30 seconds maximum for a smooth experience.

What is the coverage of insurable companies?

Complete French database: VSEs, SMEs, ETIs. Scoring available for 98% of applications. Continuous update of financial and behavioral data.

How to customize scoring for our risk appetite?

Calibration based on your claims history. Threshold adjustment according to your growth objectives. Dashboard to track scoring performance.

What support for deployment?

Training for your underwriting teams. Dedicated technical support. Quarterly performance review with our data scientists.

Why RocketFin Credit Scoring for Insurers and Insurtech?

Insurers and insurtechs must manage a delicate balance: offering competitive pricing while controlling claims risk. Credit insurance and key person insurance rely on precise business solvency analysis to assess insured companies' financial health. Traditional scoring tools lack the granularity to personalize premiums and detect weak signals of failure.

The sector's future lies in dynamic pricing: adjusting rates in real-time according to evolving customer risk. Manual underwriting processes and generic scores prevent this transformation. Result: either you accept too many bad risks (increased claims) or reject solvent customers (market share loss).

RocketFin revolutionizes credit risk assessment for insurers with an AI scoring solution and comprehensive business solvency analysis for VSEs, SMEs and mid-caps thanks to our multi-source analysis process. Our real-time API provides a 0-100 score with recommendations for automatic acceptance, adjusted pricing or justified refusal. Smooth integration into your underwriting workflows for an optimal customer experience.

95%

accuracy in default predictions

+30%

increase in acceptance rate

-25%

claims on portfolio