RocketFin Blog

Discover our latest insights on credit scoring and B2B risk management

AI Act & Credit Scoring: What You Must Do Before August 2026

Countdown: 4 months before the AI Act deadline. Credit scoring is classified high-risk. 5 concrete obligations and a checklist to be ready.

Kévin Buisson

April 3, 2026

Données6 min read

Open Banking vs Balance Sheet: Which Data to Score in 2026?

You've always been told the balance sheet is reference data. On SMEs, that's wrong. Here's why — and what bank flows see that balance sheets don't.

Kévin Buisson

April 3, 2026

Guide9 min read

Coface Alternatives for SME Scoring in 2026: Full Comparison

Coface, Creditsafe, Ellisphere or modern scoring software? Honest comparison for B2B risk teams scoring SMEs with partial data.

Kévin Buisson

April 3, 2026

Produit6 min read

OCR Financial Documents: Scoring the SMEs Others Can't See

60% of French SMEs don't publish accounts publicly. To Coface, Creditsafe, or Ellisphere, they're invisible. OCR changes that — here's how.

Kévin Buisson

April 3, 2026

Données8 min read

Weak Signals in Construction & Transport: The Failure Patterns Balance Sheets Miss

Construction and Transport account for 30%+ of SME defaults in France. But their risk profiles are radically different — yet generic models score them with the same ratios. That's a mistake.

Kévin Buisson

April 3, 2026

Données7 min read

Why 45% of SMEs Are Wrongly Scored — and How to Fix It

Insufficient balance sheet, missing data, inadequate models: the 3 reasons SME credit scoring fails and concrete alternatives in 2026.

Kévin Buisson

April 1, 2026

Données7 min read

The 5 Weak Signals That Predict Business Failure 6 Months Before the Balance Sheet

38% of business failures could have been avoided with early detection. Here are the 5 signals that AI models detect well before the balance sheet is signed.

Équipe RocketFin

March 15, 2026